Alright, ya’ll… this bread started as just regular ole banana bread. Then it just looked plain and was screaming for me to add something to it. Then I found a giant bag of dark chocolate chunks in the pantry and it was perfect.
I seriously had intentions to post just a regular banana bread, but things happen. See this always happens to me… I just can’t seem to share a “regular” or classic recipe. I’ve already posted a double chocolate chip banana bread, a red velvet banana bread, and now a regular chocolate chunk banana bread.
It is what it is.
Table of Contents

What is Chocolate Chunk Banana Bread?
Banana bread has been a beloved staple in many households for generations. Originating as a way to use up overripe bananas, this sweet bread has evolved into countless variations.
Our chocolate chunk banana bread adds a decadent twist to the classic recipe, incorporating dark chocolate chunks that melt into the bread, creating pockets of gooey goodness in every bite.
Why You’ll Love this Recipe
- Decadent Flavor: The combination of ripe bananas and dark chocolate chunks creates a rich, indulgent flavor that’s hard to resist.
- Moist Texture: The addition of milk and perfectly ripe bananas ensures a moist, tender crumb every time.
- Easy to Make: With simple ingredients and straightforward instructions, this recipe is perfect for both beginners and experienced bakers.
- Versatile: Enjoy it as a breakfast treat, an afternoon snack, or a dessert.
Other Banana Bread Recipes
Ingredients
- Unsalted Butter: Provides richness and moisture, creating a tender crumb.
- Granulated Sugar: Adds sweetness and helps to create a light, airy texture.
- Large Eggs: Bind the ingredients together and add structure to the bread.
- Milk: Adds moisture and helps to create a soft, tender crumb.
- All-Purpose Flour: The base of the bread, providing structure and stability.
- Baking Powder & Baking Soda: Leavening agents that help the bread rise and become fluffy.
- Salt: Enhances the flavors of the other ingredients.
- Ground Cinnamon: Adds warmth and a hint of spice, complementing the sweetness of the bananas and chocolate.
- Very Ripe Bananas: The star of the show, providing natural sweetness, moisture, and a tender texture.
- Dark Chocolate Chunks: Add rich, gooey pockets of chocolate throughout the bread, elevating it to a decadent treat.
Substitutions & Additions
- Butter: You can substitute with coconut oil or margarine for a dairy-free version.
- Milk: Almond milk or any other plant-based milk can be used as a substitute.
- Chocolate Chunks: Feel free to use chocolate chips or chopped chocolate bars if you don’t have chunks on hand.
- Add-Ins: Consider adding nuts like walnuts or pecans for extra crunch.
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How to Make this Recipe
Start by preheating your oven to 350° F and greasing a loaf pan with nonstick cooking spray. You could also line it with parchment paper if you want less cleanup.
In a large bowl or the bowl of a stand mixer, cream together butter and sugar until they are white-ish and fluffy. Add your eggs and milk and mix to thoroughly combine.
Stir in the flour, baking powder, baking soda, salt and cinnamon then add the over-ripe bananas and mash while stirring. The riper the bananas the better. I’m talking basically black skin bananas.
I usually make all my banana breads with bananas that have been over ripened, placed in the freezer for a couple months, then made into banana bread. It just makes for the best bread. I’ve tried less ripe bananas and it just never turns out the way I want it too.
So I always freeze the bananas my kids don’t eat and have been sitting out a little too long. I probably have enough bananas in the freezer for 3 more breads… haha!
Anyway, after mixing everything together, stir in the chocolate chunks and pour the batter into the prepared baking pan. If you want, sprinkle a few more chocolate chunks on the top.
Then place in the oven and bake at 350° F for 45-55 minutes or until a toothpick inserted in the center of the bread comes out almost clean with just a few crumbs attached.
Let cool in the pan for about 15 minutes then turn out onto a cooling rank to finish cooling. As soon as it’s cool to touch, slice yourself a piece and dig in!
You can also, if you want more chocolate, spread some hazelnut spread on it while it’s warm. However, this bread is a prefect treat just the way it is.
Cooking Tips & Tricks
Room Temperature Ingredients: Ensure your butter and eggs are at room temperature for easier mixing and a smoother batter.
Ripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with plenty of brown spots.
Don’t Overmix: Mix the batter until just combined to avoid a dense, tough bread.
Check for Doneness: Insert a toothpick into the center of the bread. If it comes out with just a few crumbs, it’s done. If there’s wet batter on the toothpick, bake for a few more minutes.

Serving Suggestions
Breakfast: Enjoy a slice with your morning coffee or tea.
Snack: Pair with a glass of milk for an afternoon pick-me-up.
Dessert: Serve warm with a scoop of vanilla ice cream for a decadent treat.
Storage Suggestions
Room Temperature: Store in an airtight container at room temperature for up to 3 days.
Refrigerator: Keep in the fridge for up to a week. Warm slices in the microwave before serving.
Freezer: Wrap individual slices in plastic wrap and store in a freezer-safe bag for up to 3 months. Thaw at room temperature or warm in the microwave.

Recipe FAQ
Can I use frozen bananas? Yes, just make sure to thaw and drain any excess liquid before using.
Can I make this recipe gluten-free? Substitute the all-purpose flour with a gluten-free flour blend.
How do I prevent the bread from sticking to the pan? Use parchment paper or generously spray the pan with nonstick cooking spray.
Can I add nuts to this recipe? Absolutely! Fold in ½ cup of chopped nuts with the chocolate chunks.
How do I know when the banana bread is done? Insert a toothpick into the center; it should come out with a few crumbs but no wet batter.
More Bread Recipes
This chocolate chunk banana bread is a delightful twist on a classic recipe. With its moist texture, rich flavor, and gooey chocolate chunks, it’s sure to become a favorite in your household. Happy baking!

Chocolate Chunk Banana Bread
Ingredients
- ½ cup unsalted butter room temperature
- 1 cup granulated sugar
- 2 large eggs
- ⅓ cup milk
- 2 ½ cups all-purpose flour
- 1 ½ tsp baking powder
- ½ tsp baking soda
- ½ tsp salt
- 1 tsp ground cinnamon
- 4 medium bananas very ripe
- 1 ¼ cup dark chocolate chunks divided
Instructions
- Preheat the oven to 350° F and line a loaf pan with parchment paper or spray with nonstick cooking spray.
- In a large bowl, or bowl of a stand mixer, cream together butter and sugar until fluffy. Add eggs and milk and mix to combine.1/2 cup unsalted butter, 1 cup granulated sugar, 2 large eggs, 1/3 cup milk
- Add in flour, baking powder, baking soda, salt, and cinnamon and mix to combine. Stir in very ripe bananas, mashing slightly while mixing, just till incorporated.2 1/2 cups all-purpose flour, 1 1/2 tsp baking powder, 1/2 tsp baking soda, 1/2 tsp salt, 1 tsp ground cinnamon, 4 medium bananas
- Add 1 cup of the chocolate chunks and stir in.1 1/4 cup dark chocolate chunks
- Pour batter into prepared loaf pan and sprinkle top with the remaining 1/4 cup chocolate chunks.
- Bake at 350° F for 45-55 minutes or until a toothpick inserted in the center comes out almost clean with just a few crumbs.
- Let cool in the pan for 10 minutes then turn out onto wire cooling rack to cool completely.












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